Financial protection
Perfect Health provides a comprehensive range of risk solutions on the following products and associated services:
- Group Income Protection - commonly referred to as GIP
- Group Death-in-Service benefits (Life Assurance and Dependants)
- Group Critical Illness
- Employee Assistance Programmes
- Absence Management Monitoring and Evaluation
At Perfect Health the focus is on risk consultancy service including:
- Advice on benefit design taking into account client culture, client needs, legislative requirements
- Full audit of existing arrangements
- Whole of market reviews (rebroking) including contract negotiation
- Placement of insurance covers
- Assistance with meeting insurer’s on-going requirements
- Checking accuracy of policy documentation and renewal accounts
- Assistance with claims settlement
In choosing a group risk insurer, we pay close attention to both the qualiy of service offered by the insurer as well as the insurer’s price and associated policy terms and conditions.
By exploring the links between healthcare covers and group risk insurances and forming an integrated strategy for each client, we ensure that clients deal effectively with wider business issues such as managing sickness absence, dealing with stress issues and improving employee wellness; this in turn increases employee productivity and leads to improved client profitability.
With this holistic approach, Perfect Health is at hand to improve the health and well-being of your employees to ensure that our corporate clients obtain ‘value for money’ for their overall spend together with accurate, high quality advice.
